Privacy Policy

This Privacy Policy explains how For Nothing Ventures LLC collects, uses, shares, retains, and protects information when you use Budge.

Information we collect

We collect information needed to operate and protect the service:

• Contact and account information, including your mobile number and consent or opt-out status.
• Message content and metadata, including messages you send, messages we send, delivery status, and timestamps.
• Goal and follow-through information, including goals, schedules, reminders, check-ins, outcomes, changes, and preferences you ask Budge to remember.
• Basic technical and security information, including approximate timezone, request identifiers, device or browser information used during enrollment, and content-free logs about reliability, abuse, and security.
• Communications you send when requesting help, access, correction, export, or deletion.

We do not ask for precise location, contacts, health records, payment card information, or advertising profiles. Please do not send sensitive information that is not needed for a goal you choose.

Text messaging

If you enroll in Budge text messages, message frequency varies based on your goals and schedule, plus responses to messages you send. Message and data rates may apply. Text STOP to stop messages and HELP for help.

How we use information

We use information to:

• create and manage the goals, reminders, check-ins, and changes you request;
• interpret ordinary-language messages and keep structured records of the current plan and what happened;
• send and receive messages, honor STOP and other consent choices, and prevent duplicate or unwanted messages;
• provide support and fulfill access, correction, export, reset, and deletion requests;
• secure, debug, measure, and improve the service using content-free operational information where practical; and
• comply with law and protect the rights, safety, and integrity of users, the public, and the service.

Automated systems help interpret messages and propose actions. Server-side controls determine what the service is allowed to change. We do not use live user messages to train general-purpose model weights.

How we share information

We do not sell personal information. We do not share personal information for cross-context behavioral advertising, and Budge does not contain advertising.

We do not share mobile information, text-messaging originator opt-in data, or SMS consent information with third parties or affiliates for marketing or promotional purposes.

We disclose information only:

• to service providers that process communications, automated language interpretation, hosting, storage, security, observability, and support on our behalf under contractual restrictions;
• when you direct us to or consent to a disclosure;
• when reasonably necessary to comply with law, legal process, or a valid government request, or to protect rights, safety, and service integrity; or
• as part of a merger, acquisition, financing, reorganization, bankruptcy, or sale of all or part of the business, subject to appropriate confidentiality protections.

Retention and deletion

We retain identifiable information only as long as it is reasonably needed to provide the service, maintain security and reliability, fulfill a request, resolve a dispute, or comply with law. Different records may have different retention periods because consent evidence, security records, backups, and active goal data serve different purposes.

You may ask us to inspect, correct, forget, reset, export, or delete supported information. We may need to verify that you control the mobile number before completing a request. A confirmed account-deletion request disables scheduled messaging while the deletion request is processed. Some minimal consent, opt-out, security, legal, and backup records may be retained when necessary for the purpose for which they were created.

Your choices and rights

You can text STOP to stop automated messages immediately. You can also ask Budge or email us to inspect, correct, forget, reset, export, or delete supported information. We may need to verify that you control the mobile number before fulfilling a request. We will not discriminate against you for exercising a privacy right.

Depending on where you live, you may have additional rights to know, access, correct, delete, obtain a portable copy of, or restrict certain uses of personal information, and to appeal a denied request. We will honor rights required by applicable law.

Security

We use administrative, technical, and organizational safeguards designed to protect information, including access controls, encryption, separation of sensitive identifiers, audit records, and limits on what automated systems may change. No system is completely secure, and we cannot guarantee that information will never be lost, accessed, or disclosed improperly.

Adults only and United States only

Budge is intended only for people age 18 or older in the United States. We do not knowingly collect personal information from anyone under 18. If you believe a person under 18 has used Budge, contact us so we can investigate and delete the information when appropriate.

Tracking technologies

Budge does not use advertising cookies or cross-site tracking. The enrollment website may use strictly necessary first-party technologies for security, session continuity, consent, and reliable request handling. We may record content-free events such as whether an enrollment step succeeded or failed.

Changes to this Policy

We may update this Policy as the service changes. If a change materially affects how we use personal information, we will provide reasonable notice before it takes effect when the law requires it. The effective date at the top identifies the current version.

Questions or privacy requests can be sent to hello@budgeme.com.